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Gifting our children or grandchildren is a very natural thing and something we’d like to do to help them along the way. Unfortunately this is not easy from a taxation point of view. We can only gift a certain amount in a life time before a 33% tax kicks in. The thresholds in Ireland are […]
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Do you know what one of the number one causes of market losses during an election year is? Fear.1 In fact, even for Irish investors the uncertainty of the US elections can stoke your fears. It may even encourage you to make rash, emotional decisions.1 That can lead to losses, but it doesn’t have to. […]
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There is a popular myth in investing that the choice of investment fund is the most important and only aspect of long term savings that matters. This can be true and certainly is part of the process, but it is a minor factor. The most important thing in personal finance is NOT investment choice, […]
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Do you know why bear markets happen? Or what you should do during them? If you were to read much of the media on the subject you’d never get out of bed! The point of this Visual Insights is to show that the hype and hysteria around Bear Markets is way worse than the reality. […]
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Whilst we are building our businesses, most of us pay life assurance. We want to ensure our family can still thrive if we were to pass away unexpectedly. But did you know that you can pay life assurance through your company? As it stands you likely pay your life assurance out of your net salary. […]
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Welcome to our first Visual Insights. Be sure to follow the link for the full Insight. We can’t control what markets or economies do. But we can control ourselves. No matter how much investing experience you have, uncertainty can get in the way of making good financial decisions. In fact, when market turbulence lets fear […]
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This is the easiest piece of advice that we are giving to anyone with children. It’s so simple, cheap and practical that there must be a catch. If you save the State Child Allowance every month, you will have saved enough to send your child to almost any college or university. On the first Tuesday […]
